Cross-Border Transactions would be the least of your problems if you do not have the financial power to make a purchase or consume a product or service in the first case.
For this reason, SpottR would be providing flexible and cheap financing to enable consumers to afford goods and services needed but are above their means.
It is well known that Africa lags behind to a dramatic extent in credit extension when compared to other regions of the world, with just a 16% loan ratio to GDP; catalysing catastrophic non-consumption that affects e-commerce growth.
This opens up good room for a new asset class to provide the credits required - especially by millennials - who do not meet the minimum criteria to get credits from traditional financial institutions.
Given this fertile market for credits, the demand for a utility token like Cliq token which is designed to solve this non-consumption problem would be gigantic.
Get yours before there's none left at this price.